How long does a remortgage take?

The time it takes to remortgage can vary quite a bit. Generally, a remortgage should take 4-8 weeks from start to finish, it can be longer and it can be shorter, it all really depends on the complexity of what you're trying to do and your particular circumstances.

One of the benefits of using a mortgage adviser to help you with mortgage process is their recommendation will take in to account what matters most to you.

So if time is a concern for you, let your broker know and they'll do what they can to make sure it goes with a lender they know can turn things around quickly.

There's also a type of remortgage called a product transfer which involves staying with your current lender and moving to a lower rate, the process involved in doing this is much more straightforward and we've been able to complete the entire thing inside a working day.