How long does a remortgage take?

Honestly, it varies quite a bit.

Generally, it should take 4-8 weeks but if there are any complications with the case, it can take longer. It really depends on the complexity of what you're trying to do and your circumstances.

One of the benefits of using a mortgage adviser to help you with mortgage process is their recommendation will take in to account what matters most to you.

So if time is a concern for you, let your broker know and they'll do what they can to make sure it goes with a lender they know can turn things around quickly.

There's also a type of remortgage called a product transfer which involves staying with your current lender and moving to a lower rate, the process involved in doing this is much more straightforward and we've been able to complete the entire thing inside a working day.