Expert Mortgage Adviser in the UK

Making mortgages simpler, find the best deal on your mortgage with expert, independent advice.

Over 150 ★★★★★ reviews on Trustpilot

FCA Approved

We're authorised by the Financial Conduct Authority

Impartial advice

We're not tied to one lender, we compare the whole market

Apply Online

Start your mortgage journey with our simple online application

Rated 5 star

Our clients rate us 5 stars (excellent) on Trustpilot, read all of our reviews here

What we do

Making the mortgage process smooth and stress-free, saving you time and money with expert advice and comparison on the whole of the market.

Purchase

Whether it's your first time or you're moving up the ladder, our experts are on hand to guide you smoothly through the process.

Remortgage

Save money on your monthly payment, raise money or clear your debts, whatever your goal we'll get you the best deal on your remortgage.

Protect

Your health is your wealth, we'll review your insurance needs and find you the best cover at the lowest price.

How we work

Saving you time and money in three simple steps.

1. Getting to know you

First we need to know a bit about yourself and what you're looking to achieve, we can collect all of this information through our online form or over the phone, whichever suits you best.

2. Comparing the whole market

Next we'll compare the whole of the mortgage market to find the best deal for you. We have access to over 100 lenders in the UK, so we're confident we can find someone to fit you.

3. Advise and apply

Once you're happy with your mortgage deal, we can finish packaging a full application and get it over to the chosen lender, from here we'll support you through to completion.

A service built around you

Our service is completely tailor made for you, our mission is to save you time and money, and to achieve that we offer a flexible service to fit your lifestyle.

We deliver quality mortgage advice when and how you want it, customise your experience with us online using the button below.

Apply online


Face-to-Face Appointments


Telephone Consultations


Skype Calls


What our clients say

The UK's Independent Mortgage Broker - HQ Mortgage & Finance Ltd Overall rating: ★★★★★ 5 based on 68 reviews
5 1


Mark Baker

★★★★★
5 5 1
Mark has been absolutely brilliant! Every question or worry I've had through the whole process has been answered. I cannot fault Mark in any way! Thank you once again!

Trusted and reliable

★★★★★
5 5 1
I would highly recommend, Heather is extremely helpful, I have been very happy with the service and satisfied with the products offered. I have used this company repeatedly.

Heather Watters

★★★★★
5 5 1
Heather has been fantastic. Heather has been assisting me over the last 10 years and throughout the whole experience she has been approachable, conscientious, professional and empathetic at all times. I would always recommend Heather with confidence and have done so several times. Thank you very much for all of your time and assistance.

Begin your mortgage journey today

Mortgage calculators

Helpful calculators to give you an idea of what your mortgage options are

Based in the South West, serving the UK

Take advantage of our impartial mortgage advice service wherever you are, begin your journey online now in just a few clicks.