Life Insurance Cover

Protecting your loved ones in the event of your death

Key Features of Life Insurance

• Pays out in the event of the insured persons death

• Benefit is ordinarily paid in one lump sum

• Family Income Benefit cover pays an income to your family rather than a lump sum

• Choose whether the cover increases, decreases or stays level during its term

Life Insurance Statistics

50%
50% of all UK mortgage holders have no related life insurance protection.
98.4%
98.4% of all term life claims were paid out in 2013.
£30.43
Overall, our clients paid an average of just £30.43 per month for their life insurance cover.

Sources: Scottish Widows and Association of British Insurers. Premium figure accurate as at 03/03/2016.

Why Get Life Insurance?

Life insurance is a vital piece of cover when taking on a mortgage loan as it ensures protection against unmanageable debt, but it is also important even if you aren't entering in to a mortgage deal, it provides stability and support to your loved ones in a time when they need it most, it helps to take care of expenses after your passing and it provides those closest to you with a means of maintaining a secure lifestyle.

You decide the amount of cover you want to be paid out and whether or not you want the policy to cover you for only a fixed amount of time or for the rest of your life, you can align your cover with a specific financial commitment that you want to ensure isn't dropped on your family if you die or you can simply choose to have a lump sum or income paid to your family whenever you pass away.

Protect your loved ones

Expert advice from a whole of market Life Insurance broker today.