Should you use a Mortgage Advisor?
When it comes to getting a mortgage you really have two options, going directly to the bank or using a Mortgage Advisor.
If you're going directly to the bank, there's a good chance that bank is either who you hold your current account with or one that you've found after some research online. Both of these paths present the same risk to you, chances are, you won't actually get the best or most appropriate deal that's out there for your situation, you'll also have to deal with the hassle of handling the entire process yourself.
There are a couple of differences when it comes to getting your mortgage through an adviser. The best type of Mortgage Advisor to go to is one that is truly whole of market, meaning they aren't tied to any set panel of lenders and can access all deals available.
We use industry-leading software and a wealth of experience to make sure you're getting the very best deal on the market, and that everything about what you're trying to do fits the recommended lender's criteria set.
Not only that, we are here to make sure you are comfortable and understand exactly what every aspect of your mortgage loan means to you, we can guide you through the process with as much or as little help as you need, we're always on hand to answer your questions and provide expert support.
We take on the paperwork and application process for you, keeping you informed while relieving you of stressful legwork, so you can focus on tying together the other aspects of your house purchase or remortgage.
Even if you don't use one of our Mortgage Advisors, we offer all of our clients a fee-free consultation to look at their situation and explain their options.